Redding Short Sale Team

Real Living Real Estate Professionals

A Redding Real Estate Agent Can Help Your Find a Home in Redding

Redding, Calif., is easily accessible off Interstate 5 in Northern California. It is a popular destination for those to stop on their way to Sacramento and points south, and the city has plentiful shopping, recreation and entertainment options. Redding offers high value in real estate at a price you can afford. If you have dreamed of owning a piece of Northern California real estate, houses for sale in Redding might be a nice option for you to consider in the current housing recovery.

When it comes to California real estate for sale, Redding can be an excellent place to start looking for your first investment, a second home or a place to settle down and retire. The city accommodates various lifestyles and can easily become a place for you to call home. If you are just beginning your search for homes to choose from, Real Living Real Estate Professionals can answer your questions, link you with a professional agent and help you take the first steps toward a successful real estate deal. The site

MLS, or a multiple listing service, is one of the greatest assets for buyers in the market for a new home. For Redding home hunters in particular, MLS listings are a huge help because buyers can quickly and easily have access to comprehensive information about the current homes on the market.

Redding has become one of the top-selling real estate areas in Northern California due to its prime location near Sacramento, the incredible year-round Mediterranean weather, and its unique combination of quiet, safe residential areas and exciting downtown attractions. The beauty of the natural surroundings has made Redding a favorite place for nature-lovers, outdoor enthusiasts, and lake lovers. From Lake Shasta to the Turtle Bay Exploration Park, there is truly something for everyone, and the plethora of kid-friendly attractions make it a great place for families to settle down.

Due to Redding’s popularity, the housing market has surged in recent years, and it can become very difficult to wade through the hundreds of listings on the market. MLS listings in Redding help future homeowners by gathering vital information about houses on the market like square footage, number of bedrooms and baths, address, upgrades, how old the house is, types of available financing, and even the school districts. All of the gathered information is stored in one place, and most of the times photos and even a virtual tour is available. Unlike other databases, the MLS database is a reliable source for information.

Some buyers turn to other sources, such as public real estate websites, when house hunting; however, accessing this information through other services runs the risk of receiving data that is limited in scope, inaccurate, or outdated. MLS listings is the only entirely comprehensive, up-to-date, and trustworthy source when looking for real estate information.

When looking for your next home for sale in Redding, your real estate agent can help you use the MLS database to get the best information possible on the current market listings. Your real estate agent can help you customize a search based on zip code, radius search, price range, number of bedrooms and/or baths, and more, so that you get sent updated listings as more become available. Don’t settle for data that is less-than-MLS quality. Learning how to use and access this database is one of your biggest allies in your search for your next Redding home, and your real estate agent can help be your qualified guide in the process.

Free Government Programs to Stop or Avoid Foreclosure – Redding CA

There are a many federal government programs available to provide distressed property owners with solutions. See which program matches you, your hardship and your families situation best.

• (HAFA)- Home Affordable Foreclosure Alternatives

Questions

Are you currently unable to make your mortgage payment?
Do you believe in the near future that you will be unable to continue making the mortgage payment?

Answer

The HAFA Program may assist the home owner in working with their bank to alternative to foreclosure such as short sale. HAFA will also decide if your bank will pay the home owner to participate in the short sale of the home. This money would assist with relocation and moving.

• (HAMP)- Home Affordable Modification Program

Questions

Are you struggling to make any of the mortgage payment? If the monthly mortgage payment was reduced could you possibly make it then?

Answer

HAMP will help the home owner in reducing monthly payments instead of foreclosure.

• (HARP)- Home Affordable Refinance Program

Question

Are you making your mortgage payments on time?
Have you been attempting the many hurdles to refinace your payments to a more affordable level?

Answer

The HARP Program was created to help home owners thru the many loops of home refinacing.

• (2nd)Second Lien Modification Program

Question

Has the first mortgage been modified under the Home Affordable Modification Program (HAMP)?
Are you still struggling with payments due to a second lien?

Answer

The Second Lien Modification Program (2MP) is for homeowners who are struggling with payments in part because of a second mortgage on the property. This government program offers a way to lower payments on the second mortgage. 2MP is a complementary program to the Home Affordable Modification Program (HAMP), so it is meant for those who have already modified their first mortgage through HAMP

• How to Avoid Foreclosure Scams:

These are a few of the PROMISES to watch for.
1.You will get cash to walk away from your mortgage.
FALSE. Not every home owner or every piece of property qualifies.
2. Pay a Fee
NEVER. Counseling is available for free to everyone and in all languages.
3. Pay a third party your mortgage instead of your bank.
NEVER. Only pay the lender that has given you the mortgage.
4. A Guarantee
FALSE.

Take action, find out more about your options and learn if you are eligible.

Contact Directly (530) 921-1063 or ask a question.

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Government Programs to Stop or Avoid Foreclosure – Redding CA

Bank of America offering up to $30,000 – Redding Ca.-Short Sale

As part of its efforts to reduce the number of foreclosures in its pipeline, Bank of America announced that they will soon be offering relocation “cash” of up to $30,000 to delinquent and distressed home owners to help them to agree to a short sale instead of a foreclosure.

For months, major banks in the U.S. such as Chase and Wells Fargo have finally become more willing to embrace short sales as a cheaper, smarter and faster alternative to traditional foreclosure.

What is a B of A Short Sale?

This type of real estate transaction allow the banks to reclaim possession of the home and real estate far more quickly and cheaper than the foreclosure process, and as a result these houses are often in a much much better condition and with maintenance and landscaping still intact and more ready for sale to the new buyer.

In addition, study after studies have shown that these short sales will recoup more money for the lender than foreclosures.

Finally…

What took B of A so long to listen?

Because short sales can result in more dollars to Bank of America, some mortgage lenders have decided to start offer financial incentives (cash) to help homeowners who can’t pay their mortgages to participate to a short sale.

Bank of America first tested the incentive payments in a start up pilot program in Florida.

Under that pilot program, Bank of America paid up to $20,000 to borrowers who sold their homes in short sales.

Chase and Wells Fargo have and are in the process of testing similar cash incentive programs.

According to B of A’s website, this is a limited-time program and available only on properties that are pre-approved as short sales.

Bank of America states they actively encourage their home owners to seek short sale advise and soon.

The home sale must begin by the end of 2012 and close escrow by Sept. 26, 2013.

The exact cash compensation is determined case-by-case based on a calculation that involves the structures value, the amount owed and other “unknown” factors.

Bank of America appears to be serious about quickly implementing the program.
And hopefully other major lending institutions will be as quick to follow.

Now is the time to contact the Redding Short Sale Team today before Bank of America changes their mind!
Call today to sell your home (530) 921-1063
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Bank of America offering up to $30,000 – Redding Ca.-Short Sale

Pre Foreclosure Questions-Who Pays the Real Estate Agent?-Short Sale Answers-Redding, Ca.

The last home owner who wanted to short sale the real estate and move did not know that the home owner does NOT pay the real estate agent, the escrow officer or the title officer.

We will negotiate with the mortgage lender, (your bank ) for the bank to pay the commission along with ALL of the other closing costs.

The home owners